That summer was probably the most relaxing of my life. We ate like kings and queens, frolicked on the beach, the kids played volleyball each day and basketball each nite at the house.

At the end of the summer, as promised, Isabella and I sat down to go over the pros and cons of her job prospects. She was leaning toward T. Rowe Price in Baltimore, Maryland. They had offered her a junior analyst position in the equities department covering the health care sector. She would be responsible for analyzing the prospects for "Big Pharma" and the much smaller biotechnology companies. She was excited about the latter; as covering the prospects for Pfizer and Viagra as opposed to the up-and-coming prospects to squash cancer and Parkinson's disease as medicine progresses, this was much more her speed.

I on the other hand, thought she would be a perfect fit for Bank of America/Merrill Lynch. She would have the opportunity to build a business from the ground up. And if she was asked to be a part of a team of advisors, she would learn at an exponential rate and get paid a very decent living for doing so. Plus, she would have a direct impact on the lives of people, one of her strengths.

During the summer, we had to take a week off to go and find Liam a college. He was interested in private schools. There was the Virginia Military Institute, Middlebury College, Darmouth, Penn, and one public university, the University of Alabama. Roll Tide! Liam was leaning toward Middlebury. It was a small college of less than 3,000 students. I had a preference for VMI.

We visited all five in one week, spending a day at each college. We checked out the dormitory rooms, the library, student activities, met with the baseball coach at each, and met with the advisors in the biology and chemistry departments. In the end, Middlebury would win.

Thankfully, cost would not be an issue, and instead of there being a cost, Liam would have an allowance. I would send him $3,000 monthly that I had hoped he would use wisely. I had already figured that he would spend time in the brew pubs more so that Belle had, but I knew he would be responsible.